The KT Glossary:   

Common Words,

Phrases, and ‘Why’?

Kelly Tutors Glossary

Kelly Tutors Glossary

A

  • My opinion on what “Artificial Intelligence’s” abbreviation SHOULD be, so I use it. It’s written intentionally with lowercase “i”. Why??

    "AI” is said to ‘level the playing field’, but look at it’s name! It looks like AL, maybe.

    From the start, this creates confusion and intimidation around an already confusing and intimidating technology to newbies. The name is hard to read! I see this as an intentional barrier to entry, alienating those skeptical of this useful tool. Giving those using it an advantage, which is not the point of its existence, right???

    “AI’s” abbreviation is conveniently blamed on grammar, but grammar rules are broken all of the time - Why not here? This is a waste of time and opportunity for humanity, labeling “Ai” as “AI” creates distance.

  • I write this all of the time. Usually, ATM means ‘at the moment’. This is probably really confusing since for many people (even myself a lot of the time) ATM = Automatic Teller Machine (the machine you get cash out of). So, let’s say I wrote “ATM I’m at the ATM” - it means “at the moment, I’m getting cash”. Good luck.

B

  • They’re acting like they’re good, but they’re bad. Foolin’ us all.

  • I always say: if you’re going to be late, be great

  • To refuse something. For example. I’ve boycotted:

    • alcohol,

    • makeup,

    • pants outside of the house,

    • owning a car,

    • knowing what time it is most of the day (I covered up all of my clocks… I hate knowing the time by mistakes, it can ruin so much and make me overthink in the wrong ways. I just like building rhythm, a sense of timing, and routine. It works!)

  • My roommate years ago invented this word and it’s so awesome. It’s more than ‘whatever’, it’s ‘buttever’. Bye 😒

C

  • A credit card is a short-term loan disguised as a luxurious piece of plastic (or metal).

    (This is a part of a series of words I didn’t even learn till my LATE-TWENTIES! AS A NATIVE ENGLISH SPEAKER lol. Why weren’t they taught?)

  • This is in reference to feeling like an old man - who, in theory, should have respect, and yet, no one is listening. It’s meta. (And my 3-yo went through a phase of saying it, too)

  • Going along with the rule or order. It keeps a system running, but it also hides injustice if unquestioned.

    (This is a part of a series of words I didn’t even learn till my LATE-TWENTIES! AS A NATIVE ENGLISH SPEAKER lol. Why weren’t they taught?)

  • This means things are crazy, but not extremely crazy. It’s still ‘Cyber Monday’, but it’s the afternoon, so the hype isn’t as intense.

  • I hardly understand how copyrights work, but it turns out you can use them when you make things!!! So, yeah - i’m copywritten. DWI: Deal with it.

    © 2025 Kelly Tutors. All rights reserved.

D

  • The replacement of “Poll Week”. Better name, better game.

    I want to copyright this phrase, too. It’s so good. © 2025 Data Daily by © 2025 Kelly Tutors, all rights reserved. and © 2026 Kelly Tutors, all rights reserved. This begins officially as of January 1, 2026. Thank you.

  • Speaking or acting differently from what authority expects, often to keep system honest and show where change is needed.

    (This is a part of a series of words I didn’t even learn till my LATE-TWENTIES - OR MORE!… AS A NATIVE ENGLISH SPEAKER lol. Why weren’t they taught?)

  • This is when you dress so well you literally even impress yourself.

  • WANT TO OWN YOUR STOCK? Then don’t let someone else hold onto it for you… like you’re a child under 18 needing a custodian, or sometihng? no. The safest way to hold your shares (so they say, this is me assuming - NOT A FINANCIAL PROFESSIONAL) - but some research shows that Direct Registering YOUR SHARES is the safest way to hold your shares. Let’s say a brokerage were to go bust… if you had shares i nthem, they disappear (or get help up in long lines with insurnace, or idk what’d happen, transfer of resopnsilibty? Idk its why i’m adding typos now)

    BUT with DRS- its held in. yourname. more formal ai-assisted definition below:

    These are publicily traded stocks held within a company’s transfer agent. If you purchase a stock and DRS “BOOK” (NOT PLAN) it, then it’s not held in a brokerage and can not be lent out for profit. The stocks are owned by YOU instead of a custodian.

    This is not financial advice, this is a word in the glossary.

  • Deal With It.

    Not to be confused with driving while intoxicated, which is too normalized in media + pop culture.

  • Things that make you do a double-take either in real time, or reflecting on events/memories/thoughts. Often in lists.

E

  • Eight is great. Most of the time.

  • A goal for us to FIGHT to get back to the best things from the 80’s, 90’s, and today. To feel alive again!!!

    (Do you remember hearing this phrase on the radio ALL THE TIME btw? lol) The 80’s, 90’s, and today!

    And now I look back, things made more sense then. More technology seemed available, in some ways - (like colors could reach bolder hues, now for some reason everything is limited to pastel in threads #REVERSEPASTELTHEORY - below).

    There are so few cheap/spontaneous concerts lately, get-togethers, hanging out.

    Fun at the malls.

    There was no social media, so people were a lot more tuned in to their surroundings.

    Mix CD’s you’d listen to over and over again. Slower thinking. Playing outside for hours and hours and hours.

    We need to bring back the best parts of the 80’s, 90’s, and today!!!

F

  • THESE ARE GOOD WORDS TOO hahahah - much like “data daily” - i want this phrase to be part of sometihng i make or something amazing that is made. not some boring thinggggg © 2025 Fighting Finance. © 2025 Kelly Tutors © 2026 Fighting Finance Kelly Tutors hahahaha copyrights are so crazy idk. :)

  • FISSION IS THE ONE THAT HAS BEEN AROUND FOREVER. IS = fISsion

    Think nuclear fission.. think of atoms split - (not the same as fusion. fusion is a tech that will hopefully soon bring clean energy - and it uses similar tech as the friggin sun :) - FUSION = SUN.IF.O (rearranged))

    SUN.IF.O = © 2025 Kelly Tutors Idea

  • Five means you’re alive. Listen to your intuition, let it thrive.

  • Lately/always, it’s a synonym for “stupid”, however… I previously hadn’t thought about Flat Earth for, basically, my entire life.

    So now, into my adult years, I’ve looked into alternative shapes of Earth and I’m thinking, hmm.. some of these may make sense. Look at the “man on the moon” perhaps as a start. Just look into it. And quit thinking stuff like this (calling people names/memes) is a valid end to an argument.

  • Four means more.

  • Fusion Energy - it’s the combination of atoms. It may be able to produce clean energy in the future - it uses similar tech as the sun… and hey - SUN-if-o… rearrange that and it spells fusion. ©

    Hahha okay - and, i also thought of “eff you” for F, U, (sion) - because probably this industry (well, both) but htis one is saying the “F” word a lot - since the tech still isn’t cracked.

  • Fear, Uncertainty, and Doubt.

  • This is the idea that if you put crap into a machine, you get crap out. If you don’t put in the work, you don’t get it back, etc.

    I hear this phrase all of the time in relations to Ai and Data… but I’m also learning this phrase isn’t quite true across the board, as much as everyone likes to say it is.

    This phrase is true when you have limited resources to spend.

    But even with garbage data, for example, when you give garbage data to Ai, after enough time, it can find a value point and learn even within that system. We’re finding that even with garbage, values and useful lessons can be learned. So “garbage in, garbage out”, to me = “limited budget”

  • One time i heard a girl at a conference say that if you put a glossary on your website, you will get “indexed”

    why? It helps crawlers tie entities together…? hahahaha okay. i hope its working.

  • The process of taking care of your external and internal appearance so much that others notice and comment on how great you’re looking. Growing into yourself and glowing up.

  • My late business partner (the founder of WtV) always said, “Each day, take one step towards each of your goals.”

    I tear up and cry a little, writing this. Lately, I let myself cry more (mostly so I don’t cry around others, maybe it’ll help). She was really wonderful and inspiring.

  • How can an entire generation grow up on a show and not expect to be influenced? You know you love me :)

  • The ability to keep trying and not giving up. Even when their attempts continue to fail, someone with grit continues to revaluate and try new things to solve their mission. Grit is a combination of passion and persistence.

G

H

  • Satirical fear while long-term holding shares of a stock. “Hold” missppelled, as well.

I

  • According to me, that’s what I think. It’s not necessarily a universal opinion or fact. Like, “IMO, IMO is a great abbreviation”.

  • Interesting means you are truly surprised or intrigued with some new information.

    Unless you say ‘interesting’ like a troll. I typically don’t. Though lately it’s trending.

  • IRL means things happening in real life. Off of the internet, in reality. We forget sometimes hahaha. Plus, it’s not always easy to decipher when reading a blog - what’s IRL and whats not?

J

  • JK = Just Kidding

K

L

  • A lighthouse is not a flashlight. It observes and continues to observe. It is steady and overlooking.

    A lighthouse can focus longterm on mountains and short-term on moments.

  • A character from a famous tv show. It’s a miniature horse that is both overrated and underrated all at the same time.

  • Laugh out loud - something is funny, usually surprising, too.

M

  • Steering someone’s choices without their full awareness.

    Ex. A parent guilt-tripping a child; a partner love-bombing; a YouTuber exaggerating a product review.

    (This is a part of a series of words I didn’t even learn till my LATE-TWENTIES - OR MORE!… AS A NATIVE ENGLISH SPEAKER lol. Why weren’t they taught?)

  • A near inevidable moment in financal history where bad actors are held accountable for decades of delay.

  • A recurring image, phrase, or symbol in art or storytelling. It’s the emotional hook that keeps a message (propaganda, truth, etc) memorable.

    (This is a part of a series of words I didn’t even learn till my LATE-TWENTIES - OR MORE!… AS A NATIVE ENGLISH SPEAKER lol. Why weren’t they taught?)

N

  • Refine

  • Times at events (or wherever) that it would be way to weird for you to pull out a laptop, but you still really want to take notes. Those call for The Notebook (below).

  • This is my nickname for my ‘NonLaptop Notebook’ . The nickname was obviously inspired by the heartbreakingly romantic movie, with the same name as the nickname. I just like this nickname so much. It’s so funny IMO.

O

  • One is you’ve won. Gratitude is the attitude.

P

  • The theory that the world is intentionally/untentionally getting more and more muted/pastel. From culture, film, fashion, architecture, design, etc. (wtf, was “Pleasantville predictive programming? hahah okay)

    Look around and start to test it. What do you see? (Then, see one of my solutions, the © Reverse Pastel Theory, below)

  • When someone seems to be purposefully acting like they are dumb.

  • Poll Week was a two-season series lasting from early 2025 - mid 2025. It was retired due to its name. Too provocative!!!! I even did this on purpose, to make a point. We need to stand up for weird things in kid-related content that appears to be innocent.

  • © 2025 Kelly Tutors - The reality tv show (or modern-day equivalent) of my dreams.

    My goal is to glamorize education and learning, again, in modern day television/media. To make a trendy tv show where teachers have students try out different projects and studnets react to how it was… like which projects were most fun, we watch it all happen.

    The teachers have to come up with the project to learn topics (and topics that are maybe even surprising to audiences but turns out they’re more modern and based on new education.) Like looking at different shapes of earth 😂 or our history/architecture a little more… etc.. .just not the basic boring projects every has been making for a few decades.

    Bring on cool, smart teachers. This would be on a variety of networks, too. You know, replicas would be made and used for their narrative. EYEROLL. Even so. I think it’s a good cause to promote more education, learning, and really making learning more accessible and cool. Teachers are so exhausted and conditions are worse than ever - on purpose it seems for reaL!!!!

    I want to teach people to think for themselves and wisely and efficiency, full of purpose. So, I believe this show can be a vehicle for that.

    © 2025 Kelly Tutors- this is my idea

  • Information and media designed to steer how people think or feel. The trick is a mechanism that manufactures consent.

    (This is a part of a series of words I didn’t even learn till my LATE-TWENTIES - OR MORE!… AS A NATIVE ENGLISH SPEAKER lol. Why weren’t they taught?)

Q

  • The letter that gets put on the back of a stock ticker when it is in bankruptcy.

R

  • My student says this all the time. “It has that razz… but it still doesn’t have that pazzazz…”

    ‍ ‍- we’ll admit this while building & brainstorming, and work until whatever we’re working on successfully has RAZZ and PAZAZZ

  • An endearing nickname for the CEO of GameStop, Ryan Cohen.

  • This is a plan to reverse “Pastel Theory”. There is a theory that the world is turning more and more pastel and I see this coming true. EVEN WITH MY MERCH - THEY CANT GET TO MY LEVEL - AND SAIDITS CAUSE OF TECHNOLOGY LIMITATIONS? brah’ we in 2025, o’kah’?

    Look around - so much has turned pastel. We grew up in a world of joy and color. Now everything is getting more and more muted.

    So, over time, I want us to reverse the Pastel Theory by using foot-in-the-door strategies, asking for bold ideas (like art around the city in sorta segments at a time) in simple colors, pastels. To add accents. Then, we keep it going, over time, adding more color - bringing the cities and surroundings alive.

    We can do this in many industries (not that the world needs to be a neon light show or rainbow town - not like now, too where its such extremes, too - but why not a little more here there, this or that - some fun again!) but we need to bring back the vibrance of the 80’s, 90’s, and today!!

  • The Regulation SHO Threshold Securities is a list run by the SEC that you can get put on if you are in charge of buying stocks, but don’t make the purchases in time. You will get flagged and added to the Reg SHO list. However, there is no official next step.

S

  • 11:11, you’re where you’re supposed to be

  • It’s your time to shine. Feeling good, got energy. It’s time to be yourself and light up the room. Be it with bravery, kindness, intelligence, a good attitude… shine time is your time to shine!!!

  • Six means do your best, enough messing around, pick up sticks, and get to work.

  • The intentional misspelling of stocks.

  • Kelly Tutors’ answer to spooky creepy bedtime stories!

    I am rewriting many stories… some are simply just happy (cause kids like that), others dive deeper into the emotional situations going on.

    These are peaceful, calm, and try to give justifiable reasonings for why these characters got themselves into these ridiculous circumstances in the first place, so these famous stories are actually useful lesson stuck in your mind forever… not just freaky tales.

  • A way to communicate with others using common pictures and images.

    Like 💎🙌🦍 = diamond handed ape = you are someone who loves certain stocks and do not plan on selling… maybe never ever. Your hands are diamond (not paper). And even though the media says you are dumb, like an ape… no, you aren’t.

T

  • Start again.

  • Three is me. Focus on yourself a bit extra. What do you need?

  • When something is (for example) so AMAZING, that it’s “amazing times ten!”

    Or “boring times a million!” etc.

  • The day MOASS finally kicks starts.

  • A reminder that we’re apparently ‘the smartest humanity has ever been’ right now and yet we still have some extremely basic problems. Our priorities make no sense, here in this futuristic time of “2025”… (does this viewpoint age me? Who cares! Look around the world. It’s time to step up our standards of living - universally.)

  • Two is you. Look at others. How can you be helpful to others around you, truly?

U

  • I mean. The sound/feeling, you know?

  • Essentially nothing can make you change your mind. You are totally into this for endless reasons.

V

  • This is a word they use in the industry of finance to describe things that have frequent price changes. They like to say this word because it sounds dramatic and fancy… and it chicken/egg is.

    Step 2: go read the book “Flash Boys” and see if it pisses you off or not. If so, hi friend :)

W

  • An incredible project that will return to the world in due time. Patience pays.

  • A competitive, campy event that causes a few eyerolls in the community. It’s from a movie about male models - not male role models, unfortunately. :(

X

  • Twitter. The website. It’s so much and it makes you really be like, “okay, what is REAL and what isn’t?” Which then inspires you to look at the world around you, explore, learn, research, and compare.

    AND THEN YOU HAVE TO TAKE A BREAK AND LIKELY NOT RETURN FOR A LOGN TIME TO ANY SOCIAL MEDIa AND JUST LEAN INTO YOUR OWN WEBSITE

Y

  • YOU ONLY LIVE ONCE (right?)

Z

  • A nickname for the younger generation that feels a bit funny, clever, endearing - but also the sudden realization of “Infinite Jest”.

    And then, in that book, if you question anything too much - they blame your mental health you’re sent to an insane asylum (ALL WHILE THE WORLD IS BEING NAMED AFTER PRODCUTS AND TURNING POST-POST-POST-LATE-STAGE-CAPITALISM)- but the main character gets to take breaks from the asylum sometimes to go play tennis cause he’s THAT good (right? is that the story… i read it 10+ years ago and returned to it a few times, but its so hard to get into - and i still process it now and i’m like - woah… that book is from the FUUTRE!!!! hahaha look out, peopleelelele. the more i understand of it)